Estimates only — not tax advice. Inkwell is not a CPA, tax preparer, or law firm. Verify all figures with a qualified tax professional before filing.
Inkwell ‧ Tax
2025 No Tax on Tips Act — H.R. 1

Up to $25,000 in tips may be deductible.

The new federal law lets workers in qualifying tipped occupations deduct up to $25,000 of qualified tips above-the-line for tax years 2025–2028. To claim it, you need documented proof of the tip-vs-base split. DoorDash and Uber typically don't provide that detail. Inkwell logs it daily — your tip tracker becomes the substantiation a tax preparer can use.

† Eligibility depends on Treasury final regulations and your specific tax situation. Estimate only.
Your 2026 tip-deduction snapshot — estimate only
$42
in tips that may qualify for the federal deduction, capped at $25,000
Potential savings $9.24 · Estimated
Estimate assumes 22% federal marginal bracket and that gig delivery work qualifies as a tipped occupation per Treasury — final guidance pending. Phase-outs apply at higher incomes. Your actual deduction depends on your AGI, filing status, occupation classification, substantiation, and other factors. Verify with a qualified tax professional before filing.
$42
total tips logged
$85
base pay (taxable)
49.4%
tip-to-base ratio

Year 2026 — Schedule C summary

$142.00
Gross receipts
168
Business miles logged
$117.60
Mileage deduction (¢70/mi est.)
$24.40
Net (before tip deduction) est.
$3.73
SE tax estimate (15.3%)
† All Schedule C figures are estimates from data you've logged. Not a substitute for professional tax preparation.

By Platform

PlatformTripsGrossTip %
doordash 1 $142.00 49.4%

Quarterly

QuarterGrossMilesEst. tax due
Q1$142.0080.5$13.10
Q2$0.000$0.00
Q3$0.000$0.00
Q4$0.000$0.00

Export to FreeTaxUSA

Download a CSV of your gross, tip-and-base split, mileage, and quarterly figures. Hand it to your tax preparer or paste it into FreeTaxUSA's gig-worker flow.

Before downloading — acknowledge the following

The data in this export is generated from entries you logged in Inkwell. Inkwell makes no representation that these figures are complete, accurate, or sufficient for filing taxes. Inkwell is not a CPA, tax preparer, or law firm and provides no tax advice.

Download Schedule C CSV Open FreeTaxUSA →

Why the tip split is now worth real money

1. The new law

The 2025 No Tax on Tips Act (One Big Beautiful Bill Act, H.R. 1) created an above-the-line deduction of up to $25,000 in qualified tips for tax years 2025–2028. Treasury is publishing final guidance on which occupations qualify.

2. The platforms hide it

DoorDash and Uber commonly bake tips into base pay or omit clear tip-vs-base separation on weekly summaries. Without contemporaneous proof, claiming the deduction at filing time is harder.

3. We're the receipt

Inkwell's daily tip log creates a date-stamped audit trail — the kind of contemporaneous record a tax preparer can use to substantiate the split. We make the data; your CPA decides what to claim.